Halkbank, birtak\u0131m yay\u0131n organlar\u0131nda \u00e7\u0131kan SAF\u0130R AVM ile ilgili haberler \u00fczerine Halkbank KAP\u2019a bir a\u00e7\u0131klama yapt\u0131. \u00a0Halkbank KAP a\u00e7\u0131klamas\u0131nda \u015fu g\u00f6r\u00fc\u015fleri lisana getirdi:\u00a0\u201cBaz\u0131 medya yay\u0131nlar\u0131nda ve toplumsal medya hesaplar\u0131nda; kamu bankalar\u0131 taraf\u0131ndan kredi alaca\u011f\u0131n\u0131n tahsil ve tasfiyesini sa\u011flamak \u00fczere Aral\u0131k\/2019\u2019da edinilen Safir AVM ve Seyir Teras\u0131\u2019yla ilgili olarak;\u00a0Bankam\u0131z\u0131n 2021 y\u0131l\u0131 Say\u0131\u015ftay Raporu\u2019na da at\u0131flar yap\u0131lmak suretiyle bahse bahis gayrimenkul\u00fcn Ocak\/2023\u2019teki T\u00fcrk Liras\u0131 sat\u0131\u015f k\u0131ymetinin akt\u00fcel cari kurdan yabanc\u0131 para kar\u015f\u0131l\u0131\u011f\u0131n\u0131n, 2019 y\u0131l\u0131ndaki T\u00fcrk Liras\u0131 bedelinin o g\u00fcnk\u00fc kur baz al\u0131narak hesaplanan yabanc\u0131 para k\u0131ymetinden d\u00fc\u015f\u00fck oldu\u011funa ve gayrimenkul\u00fcn yar\u0131 fiyat\u0131na eski sahiplerine geri sat\u0131ld\u0131\u011f\u0131na dair yap\u0131lan haber ve s\u00f6ylentiler, ger\u00e7e\u011fe kar\u015f\u0131t, ba\u011flam\u0131ndan kopuk, kamuoyunu ve yat\u0131r\u0131mc\u0131lar\u0131 aldat\u0131c\u0131 ve Bankan\u0131n inan\u00e7 ve prestijini sars\u0131c\u0131 niteliktedir.\u00a0Konuya dair a\u00e7\u0131klamalar\u0131m\u0131z a\u015fa\u011f\u0131da sunulmu\u015ftur.\u00a0Varl\u0131k bor\u00e7 takas\u0131na mevzu edilen kredi T\u00fcrk Liras\u0131 cinsinden olup, gayrimenkuller de T\u00fcrk Liras\u0131 cinsinden edinilmi\u015ftir. Yabanc\u0131 para cinsinden kredi tasfiyesi ile yabanc\u0131 para cinsinden gayrimenkul edinimi kelam konusu dahi de\u011fildir. Takasa husus kredinin faizler dahil \u015fimdiki bedeli, gayrimenkul\u00fcn akt\u00fcel sat\u0131\u015f k\u0131ymeti ile birebir d\u00fczeydedir. Yeni sat\u0131\u015f mebla\u011f\u0131, gayrimenkullerin edinim k\u0131ymetinin hayli \u00fczerindedir.Sat\u0131\u015f s\u00fcrecine ait olarak yap\u0131lan haber ve s\u00f6ylentilerde; bahse husus gayrimenkullerin adeta yabanc\u0131 para olarak edinildi\u011fi ve yabanc\u0131 para olarak sat\u0131ld\u0131\u011f\u0131 izlenimi ve alg\u0131s\u0131 olu\u015fturulmas\u0131n\u0131n ve ayr\u0131yeten y\u0131llar i\u00e7indeki kur de\u011fi\u015fimleri dikkate al\u0131nmadan yabanc\u0131 para k\u0131ymetlerinin hesaplanmas\u0131n\u0131n ger\u00e7e\u011fi yans\u0131tmad\u0131\u011f\u0131 son derece a\u00e7\u0131kt\u0131r. \u00a0 \u00a0\u00a0AVM\u2019lerin piyasa k\u0131ymetini, y\u00f6resinde bulunan sair gayrimenkullerin fiyat art\u0131\u015flar\u0131 de\u011fil, AVM\u2019nin gelecek y\u0131llar dahil m\u00fc\u015fteri ziyaret\u00e7i say\u0131s\u0131, ciro kapasitesi, kirac\u0131 say\u0131s\u0131 ve ma\u011faza doluluk oranlar\u0131ndaki art\u0131\u015f e\u011filimi belirlemektedir. T\u00fcm bunlar ve pandemi sonras\u0131 geli\u015fmeler, AVM\u2019lerin piyasa pahas\u0131n\u0131 ve al\u0131c\u0131 taleplerini olumsuz etkilemi\u015ftir.\u00a0Gayrimenkuller ilanen sat\u0131\u015fa \u00e7\u0131kar\u0131lm\u0131\u015f, ilanda kald\u0131\u011f\u0131 m\u00fcddet boyunca Bankaya yaz\u0131l\u0131 olarak yaln\u0131zca 3 adet al\u0131m teklifi iletilmi\u015ftir. Gelen al\u0131m tekliflerindeki bedellerin ise, sat\u0131\u015f ilan bedelinden %35 ile %40 oran\u0131nda daha d\u00fc\u015f\u00fck d\u00fczeylerde oldu\u011fu g\u00f6r\u00fclm\u00fc\u015ft\u00fcr.Nihayetinde gayrimenkullerin eski sahibi kredili firma taraf\u0131ndan iletilen al\u0131m teklifinin, gayrimenkullerin \u015fimdiki ekspertiz k\u0131ymeti seviyesinde ve Banka edinim maliyetinin \u00fczerinde olmas\u0131 ile gelen ba\u015fka al\u0131m teklif bedellerinin epeyce \u00fczerinde bulunmas\u0131 nedeniyle kelam konusu teklif, Banka \u0130dare Konseyi taraf\u0131ndan uygun bulunarak bahse husus gayrimenkullerin sat\u0131\u015f\u0131 ger\u00e7ekle\u015ftirilmi\u015ftir.\u00a0Ayr\u0131ca, Bankam\u0131z\u0131n 2021 y\u0131l\u0131 Say\u0131\u015ftay Raporu\u2019nun hi\u00e7bir k\u0131sm\u0131nda Safir AVM ve Seyir Teras\u0131\u2019n\u0131n yabanc\u0131 para k\u0131ymeti ile ilgili olarak rastgele bir tespit yap\u0131lmad\u0131\u011f\u0131 \u00fczere yaln\u0131zca AVM\u2019nin elden \u00e7\u0131kar\u0131lmas\u0131na y\u00f6nelik teklifte bulunulmu\u015f olup Bankam\u0131z, teklif do\u011frultusunda en uygun \u015fartlarda AVM\u2019nin elden \u00e7\u0131kar\u0131lma s\u00fcrecini ger\u00e7ekle\u015ftirmi\u015ftir.\u00a0Sonu\u00e7 olarak;\u00a0Yukar\u0131da ayr\u0131nt\u0131l\u0131 olarak izah edildi\u011fi \u00fczere, bahse husus sat\u0131\u015f nedeniyle rastgele bir Banka ziyan\u0131 olu\u015fmad\u0131\u011f\u0131 \u00fczere maliyet pahas\u0131n\u0131n \u00fczerinde sat\u0131\u015f yap\u0131larak Banka alaca\u011f\u0131n\u0131n nemalar\u0131yla birlikte tahsil ve tasfiyesi sa\u011flanm\u0131\u015ft\u0131r. \u00a0Bankam\u0131zda kredi kulland\u0131r\u0131m s\u00fcre\u00e7leri ile kredi alaca\u011f\u0131na kar\u015f\u0131l\u0131k edinilen gayrimenkullerin elden \u00e7\u0131kar\u0131lmas\u0131 s\u00fcre\u00e7leri, 5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu ve Bankam\u0131z i\u00e7 d\u00fczenlemeleri uyar\u0131nca yerine getirilmektedir. Kelam konusu haberler, kamuoyunu ve yat\u0131r\u0131mc\u0131lar\u0131 aldat\u0131c\u0131, pay pahas\u0131n\u0131 etkileyici, Bankam\u0131z\u0131n itimat ve prestijini sars\u0131c\u0131 nitelikte ferd\u00ee yakla\u015f\u0131ma ve yorumlara dayal\u0131 niteliktedir.\u00a0Bankam\u0131z\u0131n itimat ve prestijini sarsacak nitelikte haks\u0131z haber ve yorumlar\u0131n yap\u0131lmas\u0131, Bankac\u0131l\u0131k Kanunu\u2019nun \u201c\u0130tibar\u0131n Korunmas\u0131\u201d ba\u015fl\u0131kl\u0131 unsur kararlar\u0131na de kar\u015f\u0131tl\u0131k te\u015fkil etmekte olup ger\u00e7e\u011fi yans\u0131tmayan a\u00e7\u0131klamalar hakk\u0131nda her t\u00fcrl\u00fc t\u00fczel ve cezai haklar\u0131m\u0131z\u0131 gizli tuttu\u011fumuzu beyan ederiz.\u201d\u00a0Kaynak: (BYZHA) – Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":"

Halkbank, birtak\u0131m yay\u0131n organlar\u0131nda \u00e7\u0131kan SAF\u0130R AVM ile ilgili haberler \u00fczerine Halkbank KAP\u2019a bir a\u00e7\u0131klama yapt\u0131. Halkbank KAP a\u00e7\u0131klamas\u0131nda \u015fu g\u00f6r\u00fc\u015fleri lisana getirdi:<\/p>\n","protected":false},"author":1,"featured_media":34114,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":[],"categories":[33,6,15,77,14,2,35,1,32,10,12,9,5,34,8,7,11,13,3,31,4],"tags":[1030,1000,1028,1029,420],"yoast_head":"\n